If something unexpected were to happen during your trip, do you know who you would call for worldwide assistance?

If your travelling companion had an unexpected medical emergency during your trip, would you know who to call for managed care or to arrange an air ambulance to a hospital near home, if necessary? Would hospital bills be paid up front?

If you missed a substantial portion of your trip due to bad weather and wanted to return home, would you be reimbursed for your unused trip investment, including any insured taxes?

If you or a family member suddenly became too sick to travel just before your trip, would you be reimbursed by a cheque or just a travel credit voucher for future travel?
If you needed help in a foreign country, to replace lost credit cards or your passport, would you know who to call for assistance and how to arrange to get you back home, 24/7 with a toll-free call?